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Effective March 2020

Amidst the growing concerns surrounding illnesses, specifically the Coronavirus (COVID19), we want our customers to know how we’re addressing this issue by keeping our employees and customers healthy.
          * Currently we have instructed our nightly cleaning crew to clean and wipe all desk and teller area surfaces with disinfectant.
          * We’ve provided staff with hand sanitizer and cleaning wipes, and have encouraged them to keep their work stations and hands clean throughout the day.
We have also encouraged our staff to wash their hands for 20 seconds on a regular basis.
          * If staff are ill, we’re strongly encouraging them to stay home and recover prior to returning to work.
Please keep in mind; we have a number of ways in which our customers are able to conduct their banking with us without entering the Bank.
These options include:
          *Drive-thru banking    * Internet Banking      * Telephone Banking
                   *Mobile Banking with Mobile Deposit * Online Bill Pay
Our #1 priority is ensuring your well-being as well as the well-being of our employees, as we assist you with your financial needs.

 

Effective 2018

Important Information Regarding Your Visa-Branded Debit Card Non-Visa Debit Transaction Processing

We have enabled non-Visa debit transaction processing. This means you may use your Visa-branded debit card on a PIN-Debit Network* (a non-Visa network) without using a PIN.

The non-Visa debit network(s) for which such transactions are enabled are: Accel™ (©2013 Fiserv, Inc. or its affiliates. Accel and the Accel logo are trademarks of Fiserv, Inc.) Examples of the types of actions that you may be required to make to initiate a Visa transaction on your Visa-branded debit card include signing a receipt, providing a card number over the phone or via the Internet, or swiping the card through a point-of-sale terminal

Examples of the types of actions you may be required to make to initiate a transaction on a PIN-Debit Network include initiating a payment directly with the biller (possibly via telephone, Internet, or kiosk locations), responding to a logo displayed at a payment site and choosing to direct payment through that network, and having your identity verified using known information derived from an existing relationship with you instead of through use of a PIN.

The provisions of your agreement with us relating only to Visa transactions are not applicable to non-Visa transactions. For example, the additional limits on liability (sometimes referred to as Visa's zero-liability program) and the streamlined error resolution procedures offered on Visa debit card transactions are not applicable to transactions processed on a PIN-Debit Network.

*Visa Rules generally define PIN-Debit Network as a non-Visa debit network that typically authenticates transactions by use of a personal identification number (PIN) but that is not generally known for having a card program.

 
111 Castner Street  P.O. Box 196  Belt, MT 59412  •  (406)277-3314  •  toll free (888)665-9246    FDIC PRIVACY NOTICE