 |
Printable PDF Version of Privacy Notice
|
FACTS |
WHAT DOES BELT VALLEY BANK DO WITH YOUR PERSONAL INFORMATION? |
|
Why? |
Financial companies choose how they share your personal
information. Federal law gives consumers the right to
limit some but not all sharing. Federal law also requires
us to tell you how we collect, share and protect your personal
information. Please read this notice carefully to
understand what we do. |
|
What? |
The types of
personal information we collect and share depend on the product
or service you have with us. This information includes
-
Social Security Number and Income
-
Account Balances and Payment History
-
Credit History and Overdraft History
When you are no longer
our customer, we continue to share your information as we
described in this notice |
|
How? |
All financial
companies need to share customers' personal information to run
their everyday business. In the section below, we list the
reasons financial companies can share their customers' personal
information; the reason Belt Valley Bank chooses to share; and
whether you can limit this sharing |
|
Reasons we can share your
personal information |
Does Belt Valley Bank
share? |
Can you limit this
sharing? |
|
For our everyday business
purpose- such as to process your transactions, maintain your
account(s), respond to court orders and legal investigations, or
report to credit bureaus. |
Yes |
No |
|
For our marketing purposes-
to offer our products and services to you |
No |
We
don't share |
|
For joint marketing with other
financial companies |
No |
We
don't share |
|
For our affiliates' everyday
business purposes- information about your transactions and
experiences |
No |
We
don't share |
|
For our affiliates' everyday
business purposes- information about your creditworthiness |
No |
We
don't share |
|
For nonaffiliates to market you |
No |
We
don't share |
Questions? Call (406) 277-3314
or toll free 1-888-665-9246
| What we do | | How does Belt Valley Bank protect my
personal information? | To protect your personal information from unauthorized access
and use, we use security measures that comply with federal law.
These measures include computer safeguards and secured files and buildings.
| | How does Belt Valley Bank collect my personal information?
| We collect your personal information, for example, when you
-
Open an account or apply for a loan
-
Make a wire transfer or show your drivers license
-
Make deposits or withdrawals from your account
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
| | Why can’t I limit all sharing?
| Federal law gives you the right to limit only
-
Sharing for affiliates’ everyday business purposes—information about your creditworthiness
-
Affiliates from using your information to market to you
-
Sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
|
| Definitions | | Affiliates | Companies related by common ownership or control. They can be
financial and nonfinancial companies.
- Belt Valley Bank has no affiliates.
| | Nonaffiliates | Companies not related by common ownership or control. They can be financial and nonfinancial companies.
- Belt Valley Bank does not share with nonaffiliates so they can market to you.
| | Joint marketing | A formal agreement between nonaffiliated financial companies that
together market financial products or services to you.
- Belt Valley Bank does not jointly market.
|
|